Certificate in Personal Finance (Self-Paced Tutorial) Online Course

Learn to Gain Control Over The Financial Impact of the Choices You Make


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US$229

Save US$371 (62%)
OFF RRP US$600
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Learn to Gain Control Over The Financial Impact of the Choices You Make

Do you have clear financial goals? Are you confident you will be able to retire someday? How can be sure you are making the right investments? Do you know how to change your credit report to reduce your expenses and increase your financial security? Do you know how to keep good financial records?

This course will prepare you for a lifetime of worthwhile personal financial planning. The tools you will learn are useful, realistic, and easy to work into your regular routine. They will help you gain control over the financial impact of the choices you make. You will learn to create and use a budget, borrow and invest wisely, make intelligent decisions about insurance, and plan for your financial future. You will develop a retirement savings plan, and you will be better prepared to make large purchases and plan for taxes. You will learn the essentials of household bookkeeping, record-keeping requirements, and much, much more. 

Course Fast Facts:

  1. Learn the fundamentals of Personal Finance
  2. Comprehensive 12 module Certificate in Personal Finance (Self-Paced Tutorial) Online Course
  3. Study along with simple instructions & demonstrations
  4. Written and developed by leading Personal Finance experts
  5. Receive one-on-one online help & support
  6. Certificate of completion awarded with passing score for the online assessment
  7. Study at your own pace with no rigid class timetables, 24/7 from any computer or smart device

Course Delivery

Courses are accessed online by any device including PC, tablet or Smart Phone. Upon purchase an automated welcome email will be sent to you (please check your junk email inbox if not received as this is an automated email), in order for you to access your online course, which is Available 24/7 on any computer or smart mobile device.

Recognition & Accreditation

All students who complete the course receive a certificate of completion with a passing score (for the online assessment) and will be issued a certificate via email.

There are 12 units of study

Module 1 : Your Financial Situation

Throughout this course, you will learn how to use basic financial planning tools that you can work into your everyday routine. In this first lesson, you will examine your personal finances as they are today, set some basic financial goals, learn how to keep track of your finances, and gain some knowledge of record-keeping requirements. You will learn how to assess your current financial position. The information you compile during this lesson, and the methods you use to retain and store that information, can set the tone of your financial record-keeping for the rest of your life.

Module 2 : The Daily Grind: Earnings, Bills, and Taxes

If you think about your cash flow in terms of how to best control the money that comes in and goes out of your life, you may discover that you have many opportunities to improve your financial situation. This lesson focuses controlling certain aspects of your income collection and disbursement through daily financial events. You will learn about methods for increasing the amount of money at your disposal, saving money when paying your bills, and reducing your tax burden.

Module 3 : Your Credit

Don't be discouraged if your credit history is marred. Despite what you might think, you can establish good credit, control your credit rating so it remains positive, and repair a bad credit rating. This lesson teaches you how to read your credit history, correct errors in your credit reports, and improve your credit so that you're a good risk to potential lenders. Find out what creditors look at when they judge your credit, and how you can check your own credit rating for free.

Module 4 : The Art of Borrowing

Whether you intend to borrow money for a long term (as you might with a mortgage on a house), a medium term (such as a loan for a car or a college education), or a short term (such as using a credit card to pay for a dinner at a restaurant or your weekly groceries), there are factors about borrowing that you should consider. In this lesson, you will get the tools to make informed decisions about borrowing. You will learn about the concept of points or loan origination fees. Finally, you will find out how borrowing money can actually benefit you when tax time comes.

Module 5 : Creating and Living with a Budget

In the most popular lesson of the course, you will learn how you can create a workable budget and, more importantly, how you can make it stick. A budget is not difficult to make, and it's not difficult to follow. In fact, people who use budgets find they can talk about their finances and their financial goals more comfortably because they have a thorough knowledge of what they can actually achieve. A budget is like a playbook for the future.

Module 6 : Investing in Mutual Funds

In this lesson, you will learn about the different types of mutual funds, criteria for choosing a fund, how much to invest, the importance of timing your investments, when to sell, and the tax effects of your investment. You will find out the advantages to investing in mutual funds, including diversification, the opportunity to take advantage of a fund manager and a research team's expertise, the small minimum investment required to enter a fund, and the ease with which you can make regular investments.

Module 7 : Investing in Stocks

This lesson introduces financial advisors. You will find out why it's so important to follow the performance of your investments. You will also discover how to manage your portfolio, the tax effects of buying and selling investments, and how you can manage the amount of tax you pay. You will also learn how to compare companies that you want to invest in.

Module 8 : Other Types of Investing

If you want to invest, there are several different types of opportunities available to you. In this lesson, you will explore some of the places beyond stocks and mutual funds where you can invest your money, including interest-bearing accounts, bonds, commodities, precious metals, and collectibles. You will discover that you can begin investing with a very small amount of money, and you will find out how to familiarize yourself with different types of investments before putting your money at risk.

Module 9 : Insurance Considerations

In this lesson, you will get acquainted with the many types of insurance and how the purchase of insurance should fit into your overall financial plan. Your needs for insurance change throughout your life, so you will learn how and when to reassess your insurance coverage. You will also learn some tips on dealing with insurance agents and shopping around for the best value and the best coverage.

Module 10 : Planning for Your Retirement

Retirement might seem like it's a long way off, but it's never too early to start thinking about it. In this lesson, you will get familiar with the various types of retirement funds available to employees, business owners, and individuals; and you will learn about putting money into retirement funds, overseeing the investments in those funds, and when and how to take money out of your funds. You will also find out how the Social Security system works and the tax effects of retirement contributions and distributions.

Module 11 : Life's Big Expenses

There are certain occasions in life that require a major cash outlay. Events like weddings, purchasing a house or a car, or going to college require planning and saving. In this lesson, you will discover tips for estimating the costs of major purchases, as well as techniques for saving and borrowing to finance these expenses. You will also see what tax benefits are available when you incur these large expenses. You will learn about some of the different options for parents and students who are planning on, or are already attending, college.

Module 12 : Estate Planning

In the final lesson of the course, you will learn about estate planning and some of the basic rules that will guide you in making important decisions. In addition, you will get an introduction to inheritance and estate taxes, trusts, and other means of protecting your assets, as well as information about the duties of an executor for your estate.

Entry requirements

Students must have basic literacy and numeracy skills.

Minimum education

Open entry. Previous schooling and academic achievements are not required for entry into this course.

Computer requirements

Students will need access to a computer and the internet.

Minimum specifications for the computer are:

Windows:

  • Microsoft Windows XP, or later
  • Modern and up to date Browser (Internet Explorer 8 or later, Firefox, Chrome)

All systems

  • Internet bandwidth of 1Mb or faster
  • Flash player or a browser with HTML5 video capabilities(Currently Internet Explorer 9, Firefox, Chrome)

Students will also need access the following applications:

Adobe Acrobat Reader

Note: This course is not suitable for Macintosh users.

About this Course

Learn to Gain Control Over The Financial Impact of the Choices You Make

Do you have clear financial goals? Are you confident you will be able to retire someday? How can be sure you are making the right investments? Do you know how to change your credit report to reduce your expenses and increase your financial security? Do you know how to keep good financial records?

This course will prepare you for a lifetime of worthwhile personal financial planning. The tools you will learn are useful, realistic, and easy to work into your regular routine. They will help you gain control over the financial impact of the choices you make. You will learn to create and use a budget, borrow and invest wisely, make intelligent decisions about insurance, and plan for your financial future. You will develop a retirement savings plan, and you will be better prepared to make large purchases and plan for taxes. You will learn the essentials of household bookkeeping, record-keeping requirements, and much, much more. 

Course Fast Facts:

  1. Learn the fundamentals of Personal Finance
  2. Comprehensive 12 module Certificate in Personal Finance (Self-Paced Tutorial) Online Course
  3. Study along with simple instructions & demonstrations
  4. Written and developed by leading Personal Finance experts
  5. Receive one-on-one online help & support
  6. Certificate of completion awarded with passing score for the online assessment
  7. Study at your own pace with no rigid class timetables, 24/7 from any computer or smart device

Course Delivery

Courses are accessed online by any device including PC, tablet or Smart Phone. Upon purchase an automated welcome email will be sent to you (please check your junk email inbox if not received as this is an automated email), in order for you to access your online course, which is Available 24/7 on any computer or smart mobile device.

Recognition & Accreditation

All students who complete the course receive a certificate of completion with a passing score (for the online assessment) and will be issued a certificate via email.

There are 12 units of study

Module 1 : Your Financial Situation

Throughout this course, you will learn how to use basic financial planning tools that you can work into your everyday routine. In this first lesson, you will examine your personal finances as they are today, set some basic financial goals, learn how to keep track of your finances, and gain some knowledge of record-keeping requirements. You will learn how to assess your current financial position. The information you compile during this lesson, and the methods you use to retain and store that information, can set the tone of your financial record-keeping for the rest of your life.

Module 2 : The Daily Grind: Earnings, Bills, and Taxes

If you think about your cash flow in terms of how to best control the money that comes in and goes out of your life, you may discover that you have many opportunities to improve your financial situation. This lesson focuses controlling certain aspects of your income collection and disbursement through daily financial events. You will learn about methods for increasing the amount of money at your disposal, saving money when paying your bills, and reducing your tax burden.

Module 3 : Your Credit

Don't be discouraged if your credit history is marred. Despite what you might think, you can establish good credit, control your credit rating so it remains positive, and repair a bad credit rating. This lesson teaches you how to read your credit history, correct errors in your credit reports, and improve your credit so that you're a good risk to potential lenders. Find out what creditors look at when they judge your credit, and how you can check your own credit rating for free.

Module 4 : The Art of Borrowing

Whether you intend to borrow money for a long term (as you might with a mortgage on a house), a medium term (such as a loan for a car or a college education), or a short term (such as using a credit card to pay for a dinner at a restaurant or your weekly groceries), there are factors about borrowing that you should consider. In this lesson, you will get the tools to make informed decisions about borrowing. You will learn about the concept of points or loan origination fees. Finally, you will find out how borrowing money can actually benefit you when tax time comes.

Module 5 : Creating and Living with a Budget

In the most popular lesson of the course, you will learn how you can create a workable budget and, more importantly, how you can make it stick. A budget is not difficult to make, and it's not difficult to follow. In fact, people who use budgets find they can talk about their finances and their financial goals more comfortably because they have a thorough knowledge of what they can actually achieve. A budget is like a playbook for the future.

Module 6 : Investing in Mutual Funds

In this lesson, you will learn about the different types of mutual funds, criteria for choosing a fund, how much to invest, the importance of timing your investments, when to sell, and the tax effects of your investment. You will find out the advantages to investing in mutual funds, including diversification, the opportunity to take advantage of a fund manager and a research team's expertise, the small minimum investment required to enter a fund, and the ease with which you can make regular investments.

Module 7 : Investing in Stocks

This lesson introduces financial advisors. You will find out why it's so important to follow the performance of your investments. You will also discover how to manage your portfolio, the tax effects of buying and selling investments, and how you can manage the amount of tax you pay. You will also learn how to compare companies that you want to invest in.

Module 8 : Other Types of Investing

If you want to invest, there are several different types of opportunities available to you. In this lesson, you will explore some of the places beyond stocks and mutual funds where you can invest your money, including interest-bearing accounts, bonds, commodities, precious metals, and collectibles. You will discover that you can begin investing with a very small amount of money, and you will find out how to familiarize yourself with different types of investments before putting your money at risk.

Module 9 : Insurance Considerations

In this lesson, you will get acquainted with the many types of insurance and how the purchase of insurance should fit into your overall financial plan. Your needs for insurance change throughout your life, so you will learn how and when to reassess your insurance coverage. You will also learn some tips on dealing with insurance agents and shopping around for the best value and the best coverage.

Module 10 : Planning for Your Retirement

Retirement might seem like it's a long way off, but it's never too early to start thinking about it. In this lesson, you will get familiar with the various types of retirement funds available to employees, business owners, and individuals; and you will learn about putting money into retirement funds, overseeing the investments in those funds, and when and how to take money out of your funds. You will also find out how the Social Security system works and the tax effects of retirement contributions and distributions.

Module 11 : Life's Big Expenses

There are certain occasions in life that require a major cash outlay. Events like weddings, purchasing a house or a car, or going to college require planning and saving. In this lesson, you will discover tips for estimating the costs of major purchases, as well as techniques for saving and borrowing to finance these expenses. You will also see what tax benefits are available when you incur these large expenses. You will learn about some of the different options for parents and students who are planning on, or are already attending, college.

Module 12 : Estate Planning

In the final lesson of the course, you will learn about estate planning and some of the basic rules that will guide you in making important decisions. In addition, you will get an introduction to inheritance and estate taxes, trusts, and other means of protecting your assets, as well as information about the duties of an executor for your estate.

Entry requirements

Students must have basic literacy and numeracy skills.

Minimum education

Open entry. Previous schooling and academic achievements are not required for entry into this course.

Computer requirements

Students will need access to a computer and the internet.

Minimum specifications for the computer are:

Windows:

  • Microsoft Windows XP, or later
  • Modern and up to date Browser (Internet Explorer 8 or later, Firefox, Chrome)

All systems

  • Internet bandwidth of 1Mb or faster
  • Flash player or a browser with HTML5 video capabilities(Currently Internet Explorer 9, Firefox, Chrome)

Students will also need access the following applications:

Adobe Acrobat Reader

Note: This course is not suitable for Macintosh users.

We provide a 7 Day Money Back Refund on all Courses

Now Only US$229 Save US$371 (62%)
OFF RRP US$600
Delivery Method Online
Get Info Pack

Special Offer

 

Receive The Personal Success Training Program FREE, When You Purchase This Course - Limited Time Remaining!  (Value $600)

 

The Personal Success Training Program Helps You Stay Focused To Achieve Your Goals!
Benefits:
  • How to layout a Success Plan.
  • Get where you want to be in life.
  • How to unclutter your mind to succeed.
  • Achieve your dreams using your imagination.
  • How to have faith in yourself.
Features:
  • 12 month online access,  24/7 anywhere.
  • Complement your individual course purchase.
  • Internationally recognized by the IAOTS.
  • Thousands of positive reviews.
  • Limited Time Offer - Ends Soon.
 

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Course Summary

Course ID No.: 007T9238
Delivery Mode: Online
Course Access: 3 Months
Tutor Support: Yes
Time required: Study at your own pace
Course Duration: 24 Hours
Assessments: Yes
Qualification: Certificate of Completion

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